IMPORTANT CONSUMER INFORMATION:

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:

1. Representatives of a Registered Broker-Dealer ("BD") or Registered Investment Advisor ("IA") may only conduct business in a state if the representatives and BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do busines by, that state; or (b) are excluded or exempted from that state's registration requirements.

2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiriies that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

We are registered to offer securities in the following states:  Minnesota and Arizona

Investment Centers of America, Inc. (ICA), member FINRA / SIPC and a Registered Investment Advisor, is not affiliated with RiverWood Bank or RiverWood Financial. Securities, advisory services and insurance products offered through ICA and affiliated insurance agencies are *not insured by the FDIC or any other Federal Government agency *not a deposit or other obligation of, or guaranteed by any bank or their affiliates *subject to risks including the possible loss of principal amount invested.

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